Need a home loan

Now is the time to buy, get a home before november 30th and close the deal before December 1st and get a $8,000 tax credit when you buy a house for $80,000 and up.
If you need a home loan and have a credit score above 620 and a income to debt ratio of 45 percent, you qualify for a home loan.

If your self employed you must be self employed for up to years in order to qualify for a home loan.

If you have bad credit don't waste your time trying just get your credit repaired and save your money.